Cookie Policy

This Cookie Policy covers our use of cookies and seeks to inform visitors to the www.ofi-invest-am.com website (hereinafter the “Website”) published by our company (hereinafter the “Publisher”) of the use made of cookies on the website (hereinafter “Cookie(s)”) and the procedure for objecting to them. It supplements the information provided in the information banner displayed on the Website (hereinafter the “Banner”) and the consent management tool for installing cookies (hereinafter the “Consent Management Tool”).

What is a cookie?

A cookie is a computer file, a tracker, that is installed and read when a user visits a website or mobile application, regardless of the type of terminal being used (computer, smartphone, mobile phone, etc.).

Our Website uses the following cookie technologies:

HTTP cookies (or browser cookies): all information installed on your terminal’s hard drive (computer, telephone, tablet, etc.) by a server when you visit a website. It is stored in a subdirectory of your browser folder and then sent to the server each time you submit a new request.
Flash cookies (or local shared objects): all information installed on your terminal’s hard drive by a server when you visit a website and managed by the Adobe Flash Player extensions module. It is stored in a subdirectory of the Adobe Flash Player extensions module folder and then sent to the server each time you submit a new request.
Web beacons (or spy pixels): computer code telling your browser to send a request to a server that will retain the identifying information relating to the source of this request (mainly by retaining the IP address) and that will install on your terminal’s hard drive a small transparent image along with other HTTP and/or Flash cookies. Web beacons are image files stored in a subdirectory of your browser folder.
JavaScript code execution: fragments of computer code in JavaScript language received following a request sent to a server and executed by your browser to gather information about your terminal and about how it is used.

The use of cookies on websites or mobile applications is governed by specific regulations, primarily article 82 of France’s Information Technology, Data Files and Civil Liberties Act n°78-17 of 6 January 1978 (hereinafter the “Loi informatique et libertés”). According to these provisions, and barring certain exceptions, a website must obtain the consent of the user, who will have been informed beforehand, prior to installing and/or activating cookies.

What types of cookies do we use?

This website uses cookies for different purposes, falling into the following categories:

Category 1: “essential” technical and/or functionality cookies (mandatory)
These cookies are solely used to carry out or facilitate electronic transmission of communications and/or are strictly necessary to provide an online communications service on the user’s explicit request. They enable us, for instance, to offer you a better online experience of our Website, retain your preferred settings when you use the Website, find out whether you consent or object to the installing of non-essential cookies, and ensure the Website’s security procedures are functioning properly.
Such cookies do not require the user’s consent as they are essential to ensure the Website functions properly, in accordance with article 82 of the Loi Informatique et Libertés. They are therefore activated by default and cannot be deactivated by means of the consent management tool.
Category 2: audience measurement cookies (non-essential)
These cookies give us a better understanding of the way in which visitors interact with our Website, enabling us to identify the pathways that have led them to the Website, identify the segments of the Website that are viewed most or least, and generate anonymous statistics about how the Website is used, which in turn enables us to improve it and the services it offers. Not activating these cookies would prevent us from analysing the way visitors interact with our Website and from subsequently offering them the type of content they expect.
These cookies require the user’s prior consent according to the terms and conditions set out in the paragraph “What is the procedure for objecting to the use of cookies?”.
Category 3: advertising cookies (non-essential)
These cookies make it possible to personalise the advertisements displayed online to our Website’s users according to their interests. Not activating these cookies would not reduce the frequency of advertisements displayed to you when browsing but would prevent them from being personalised according to your interests.
These cookies require the user’s prior consent according to the terms and conditions set out in the paragraph “What is the procedure for objecting to the use of cookies?”.
Category 4: social media cookies (non-essential)
These cookies enable our Website’s visitors to interact with the social media modules present on the Website and may collect information about their web browsing habits. Not activating these cookies would prevent you from interacting with social media via our Website.
These cookies require the user’s prior consent according to the terms and conditions set out in the paragraph “What is the procedure for objecting to the use of cookies?”.

How long are cookies stored?

Once installed on your terminal, cookies may be stored:

until the end of the browsing session that is underway, i.e. until you close your browser (session cookies). This lifespan concerns “essential” technical and/or functionality cookies (mandatory), as well as audience measurement cookies.
for a preset period starting from the date and time the cookie is installed on your terminal: storage time cannot exceed thirteen (13) months (persistent cookies).

The lifespan of each type of cookie is specified in the paragraph below “List of cookies currently used on our website”.

What is the procedure for objecting to the use of cookies?

An “Accept all” button gives the user’s consent to activate all cookies used on the website.

Clicking on “Continue without accepting” means that you object to the activation of all cookies used on the website (other than “essential” cookies which do not require consent). By selecting “Continue without accepting”, you are deemed to be declining the cookies.

A “Customise my settings” button gives you access to the consent management table offering users the option to manage their preferences by category (according to the purpose of each type of cookie). Settings are customised using toggles. The toggle for “essential” cookies is activated by default and cannot be deactivated. Toggles corresponding to other cookie purposes are deactivated by default and can be activated by the user.

With the exception of cookies that do not require a user’s consent (i.e. technical and functionality cookies), cookies on the website can only be installed and/or activated if the user has agreed either to the use of all cookies (“Accept all” button) or to the use of the category of cookies specifically concerned (“Customise my settings” button).

How can you modify your preferred settings?

Your settings are determined based on an essential cookie (i.e. not subject to consent) with a lifespan of 6 months. You will again be asked to select your preferences once this cookie has expired.

You are also free to customise your settings at any time using the consent management tool displayed on the bottom right-hand side of the webpage.

Processing of personal data collected through the use of cookies

In cases where a user’s personal data has been collected by a cookie, processing of this data is governed by the General Data Protection Regulation (also known as GDPR) - Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 - and the Loi Informatique et Libertés of 1978 as amended.
Information about the processing of personal data collected through the use of cookies can be found in the Data Protection Policy available on the website.
Based on your settings and the sections of the website you have visited, the information that is collected through the use of cookies is intended for our company in its capacity as the data controller: OFI Invest Asset Management, a public limited company with share capital of 71,957,940 and registered office at 22 rue Vernier, 75017 Paris.

List of cookies currently used on our website

TECHNICAL AND/OR FUNCTIONALITY COOKIES USED ON OUR WEBSITE

Name	Company	Lifespan	Description
_language	Ofi Invest Lux	1 year	Cookie to determine the visitor’s language preference
_csrf	Ofi Invest Lux	Length of your session	Session cookie to secure the submission of data
disclaimer-[plateforme]	Ofi Invest Lux	1 year	Cookie to store the visitor’s validation of the disclaimer for a given platform and given target
tarteaucitron	Ofi Invest Lux	13 months	Cookie to store the visitor’s browser preferences as regards cookies

(NON-ESSENTIAL) AUDIENCE MEASUREMENT COOKIES USED ON OUR WEBSITE

Name	Company	Lifespan	Description
__hssc	Hubspot	30 minutes	Cookie used by Hubspot to keep track of sessions.
__hssrc	Hubspot	Length of your session	Cookie used by Hubspot. Whenever HubSpot changes the session cookie, the cookie is also set to determine if the visitor has restarted their browser.
__hstc	Hubspot	6 months	Cookie used by Hubspot as the main cookie for tracking visitors.
hubspotutk	Hubspot	6 months	Cookie used by Hubspot to keep track of a visitor’s identity. It is passed on to HubSpot on form submission and used when deduplicating contacts.

ADVERTISING COOKIES USED ON OUR WEBSITE

Name	Company	Lifespan	Description
__Secure-ENID	Google	1 year	Cookie used by Google Analytics via Youtube.
AEC	Google	1 year	Cookie used by Google via Youtube to ensure requests within a browsing session are indeed made by the user and not by other sites.
CONSENT	Google	2 years	Cookie used by Google via Youtube to register cookie preferences.
SOC	Google	13 months	Cookie used by Google via Youtube to register the cookies selected.
__Secure-1PSID	Google	2 years	Cookie used by Google via Youtube for targeting purposes to build a profile of the website visitor’s interests in order to show relevant and personalised Google advertising.
__Secure-1PSIDCC	Google	2 years	Cookie used by Google via Youtube for targeting purposes to build a profile of the website visitor’s interests in order to show relevant and personalised Google advertising.
__Secure-1PAPISID	Google	2 years	Cookie used by Google via Youtube for targeting purposes to build a profile of the website visitor’s interests in order to show relevant and personalised Google advertising.
DV	Google	1 year	Cookie used by Google via Youtube to collect information about how visitors use the website and to make use of this information to compile reports and help improve the Website. Cookies collect information in anonymous format, including the number of visitors to the Website, where visitors to the Website come from and the pages they have visited.
1P_JAR	Google	1 year	Cookie used by Google Analytics via Youtube.
OTZ	Google	6 months	Cookie used by Google Analytics via Youtube.
YSC	Youtube	1 year	Cookie used by Youtube. It is set to track views on embedded videos. Until the browser session expires.
VISITOR_INFO1_LIVE	Youtube	180 days	Cookie used by Youtube as a unique identifier to track viewing of videos.
SIDCC	Google	180 days	Cookie used by Google via Youtube as a unique identifier to track viewing of videos.
__Secure-3PAPISID	Google	2 years	Cookie used by Google via Youtube. It builds a profile of website visitor interests in order to show relevant and personalised advertisements through retargeting.
SSID	Google	2 years	Cookie used by Google. It enables Google to collect user information for videos hosted by YouTube.
SID	Google	2 years	Cookie used by Google via Youtube to display personalised advertisements on Google websites based on recent searches and previous interactions.
__Secure-3PSIDCC	Google	1 year	Cookie used by Google via Youtube for targeting purposes to build a profile of the website visitor’s interests in order to show relevant and personalised Google advertising.
SAPISID	Google	2 years	Cookie used by Google via Youtube to collect information on visitors to videos hosted by YouTube.
APISID	Google	2 years	Cookie used by Google via Youtube to personalise Google advertisements on websites based on recent searches and interactions.
HSID	Google	2 years	Cookie used by Google via Youtube. It is a security cookie to protect user data from any unauthorised access.
__Secure-3PSID	Google	2 years	Cookie used by Google via Youtube. It builds a profile of website visitor interests in order to show relevant and personalised advertisements through retargeting.
NID	Google	6 months	Cookie used by Google via Youtube. It stores visitor preferences and personalises advertisements on Google websites based on recent searches and interactions.
SEARCH_SAMESITE	Google	6 months	Cookie used by Google via Youtube to prevent the browser from sending this cookie along with cross-site requests.

(NON-ESSENTIAL) SOCIAL MEDIA COOKIES

These cookies enable our Website’s visitors to interact with the social media modules present on the Website and may collect information about their web browsing habits. Not activating these cookies would prevent you from interacting with social media via our Website. We do not currently use any social media cookies.

Further information

Should you have any questions about this Cookie Policy, please contact us by:

E-mail: contact.rgpd.am@ofi-invest.com
Post: for the attention of the Data Protection Officer, OFI Invest Asset Management, 22 rue Vernier, 75017 Paris, France

Welcome to Ofi Invest Lux website

This site and the information, material and content provided in or accessed through this website is for information purposes only and does not constitute or form part of a recommendation or an offer to conduct transactions involving financial instruments. The information contained in this site may not be construed as investment advice as per Article 101 (3) (b) of the Luxembourg Law of the 17th December 2010 regarding undertakings for collective investment.

In making use of this site, you acknowledge that you have duly read this disclaimer. The information contained in this site is not contractual in nature. It may in no way be construed as an offer of products, recommendation and/or solicitation for offers to buy, nor is it an offer of securities to the public.

Any statements of opinion and/or estimates appearing on this site as well as any views expressed, and any projections, forecasts and statements relating to expectations of future events or the possible performance of financial instruments described herein reflect the analysis and interpretation of Ofi Invest Lux (hereinafter referred to as Ofi Invest Lux) of the information available to it at the time those comments are placed online. No representation is made or assurance given that such statements, views, projections or forecasts are accurate, or that the performance targets for financial instruments will in fact be reached. Investors must decide for themselves to what extent they may rely on such statements, views, projections or forecasts, and Ofi Invest Lux declines any liability in this respect. The information set out herein may be subject to updates, completion, revision, verification, verification and amendment and such information may change materially. Ofi Invest Lux is under no obligation to update, complete, revise, verify or amend such information.

In addition, Ofi Invest Lux declines any direct or indirect liability in the event errors or omissions in the contents of these pages and any use which may be made by anyone whatsoever, even should this service be interrupted or unavailable. In no event will Ofi Invest Lux be liable for any loss of profit or any other commercial damages, including, without limitation, direct or indirect, special, incidental, or consequential or other indirect damages, losses or expenses arising out of or in connection with the use of this site or including, without limitation, claims arising from malfunction or defects in this site or related software or inability to access or use this site by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or telecommunications or system malfunction.

Similarly, Ofi Invest Lux shall not be held liable for factors beyond its control and any loss or damage sustained to your technical environment, including your computers, software, networking equipment such as modems or telephones, or any equipment used to access or make use of this service and/or the information.

You hereby commit yourself to make only personal and non commercial use of the information contained in this site.

It is the responsibility of investors in any jurisdiction to satisfy themselves with respect to full compliance with the relevant laws and regulations applicable in their jurisdictions as regards any request for investment in financial instruments, including obtaining any requisite governmental or other authorisation, and adhering to any other formality prescribed in such territory.

Ofi Invest Lux and its contributors may in no way be held liable for any indirect damage suffered by an authorised user or any third party to whom the information contained in this site is not intended to be sent, such as, without this list being exhaustive, losses resulting from transactions carried out on the basis of the information contained in this site, lost profit, lost business or losses resulting from interruption of the service.

Any information regarding one or more financial instruments is provided “as is”, on an indicative basis, even if it has been drawn up based on reliable sources. It may in no way be construed as an offer made by Ofi Invest Lux to buy or to sell, subscribe or sell financial instruments or financial services.

Ofi Invest Lux declines any liability for any use that might be made of this information and for any resulting consequences, in particular as regards any decisions that might be taken or actions that might be undertaken on the basis of this information. In this respect, you remain the sole and unique party responsible for making use of this information any for any results obtained from this information. Moreover, it is your responsibility to verify the integrity of any information you receive over the internet.

You acknowledge that the use and interpretation of this information requires specific, in-depth knowledge of the financial markets.

Prior to any investment into one of the products described on this site, without relying exclusively on the information provided herein you must make your own appraisal of the product’s merits and risks from a legal, tax and accounting perspective, by consulting, if you deem it necessary, any investment advisors or any other competent professionals. The products and services described on this site may be subject to restrictions regarding certain persons or in certain countries under national regulations applicable to these persons or in these countries. As a result, users of this site must ensure that they are legally permitted to log on to this website in the country where the connection is based. None of the products or services presented here will be provided by Ofi Invest Lux to any person prohibited by the laws in their country of origin or any other relevant country.

You acknowledge that the aim of this website and the information contained herein is not to market or promote, in any form whatsoever, (i) Collective Investment Schemes from countries that are not Member States of the European Community or from States that has not signed the European Economic Area (EEA) agreement, or (ii) Undertakings for Collective Investment in Transferable Securities from other Member States of the European Community or from other States that have signed the European Economic Area agreement but which are not eligible to the mutual authorization recognition procedure provided under Directive 85/611/EEC of 20 December 1985. No information will be given regarding foreign Collective Investment Schemes underlying the funds managed by Ofi Invest Lux.

This website and its content is governed and interpreted by Luxembourg law. Any disputes resulting from it or relative to it will be submitted exclusively to the competence of French courts.

PERSONAL DATA

In order to respond to your expectations during browsing this website, we may request that you provide information about yourself for purposes of automated processing. The personal information collected as part of this website is required for the processing of your application.

As per Luxembourg Law of 2 August 2002 on the protection of persons with regard to the processing of personal data, as modified (the "Data Protection Law"), any automated processing of personal data, any non-automated processing of personal data contained or due to appear in files created by Ofi Invest Lux for the needs of this site are subject to the right of access and modification in application of abovementioned law.

INTELLECTUAL PROPERTY

This website is governed by international copyright and trademark legislation or, in general, intellectual property legislation concerning both its form (the choice, plan, layout of subject matter, the means of data access, the organisation of data, etc.) and each content item (texts, images, etc.). All content appearing in the pages of this site is the exclusive property of Ofi Invest Lux and its contributors. You hereby commit yourself not to make any use of this content and not to allow anyone whatsoever to make use of this content for illegal purposes.

As an exception, some content items (texts, images) are the exclusive property of their respective authors. Any reproduction, representation, broadcasting or rebroadcasting of all or part of the content on this website via any medium or using any process whatsoever (caching, framing), as well as any sale, resale, retransmission or making available of this content to a third party in any way whatsoever is prohibited. Failure to observe this prohibition constitutes an act of counterfeit which may entail the counterfeiter’s civil or legal responsibility.

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